Cash Out Refinance

You can secure a better interest rate by refinancing when the current rates are lower than what you are currently paying, or if you want to extend the repayment term.

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Loan Amount

Tied to the Amount of Your Current Debt Term

Time to Fund

1-2 Months

Loan Terms

10-30 Years

Interest Rate

Tied to Your Loan Term

What is Cash Out Refinance?

When the terms of an existing loan, such as interest rates, payment schedules, or other conditions, are revised, it is referred to as a refinance. Borrowers usually opt to refinance when interest rates decrease. Refinancing involves re-evaluating a person's or business's credit and repayment status.

Cash Out Refinance

What are the Benefits?

Get a lower interest rate and monthly payment

By securing a lower interest rate, you have the potential to save thousands of dollars over the loan's term. Additionally, a lower interest rate may lead to a lower monthly mortgage payment. These savings could help you pay off high-interest debt, increase your savings or allocate more funds toward your retirement.

Pay off your home loan early

Refinancing can enable some borrowers to decrease the term of their loan. If you've been repaying your loan for several years, a reduction in interest rates can enable you to switch from a 30-year loan to a 20-year loan without a considerable alteration in your monthly mortgage payments. Since the loan is paid off over a shorter period, you may experience reduced interest expenses.

Lock in a fixed interest rate

Borrowers who have adjustable rate mortgages (ARMs) may opt to refinance their loans to obtain new ones with a fixed interest rate, particularly if an interest rate adjustment period is imminent and a lower fixed rate can be secured.

Cash Out Refinance

How to Apply?


  • Fill out the 1-minute Online Application

    All of your personal information will be securely stored in our cloud database. 

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  • Get Our Free One-on-one Consultation

    Our financial consultant will contact you as soon as when we have received all of your information.

    Schedule Your In-person Meeting Now

  • Submit Documents & Get Funded

    Our office is located at 39-06 Flushing, 3FL, Flushing, NY 11354

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